Delhi government launches 'Lakshmi Yojana': Rs 2,500 monthly for 17 lakh EWS women

Why in news

The Delhi government launched the 'Lakshmi Yojana' to provide monthly financial assistance to women from Economically Weaker Sections (EWS) to promote financial independence.

Background

The scheme targets approximately 17 lakh women with a monthly stipend of Rs 2,500. Eligibility requires a family annual income of up to Rs 2.5 lakh and a limit of three children per family.

Facts for Prelims

• SchemeLakshmi Yojana: Delhi government scheme providing Rs 2,500 monthly to EWS women
• FactEligibility: Family annual income must not exceed Rs 2.5 lakh
• FactRegistration portal launch date: August 1, 2024
• FactFirst instalment release date: August 28, 2024

For Mains

Q. Discuss how direct benefit transfer (DBT) schemes for women can contribute to gender-based economic empowerment and the reduction of poverty in urban clusters.

Dimensions to cover in your answer

• Inclusionary criteria: Balancing household income caps with the necessity of reaching the most marginalized EWS groups
• Financial literacy: Transitioning from direct cash transfers to structured savings like RD/FD accounts to ensure long-term capital formation

Keywords: Direct Benefit Transfer · Economic Empowerment · Financial Inclusion · Gender Parity · Social Safety Net

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