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VOL. I · EST. 11.2025 
SatyaDheesh
सत्याधीश
India's Ground Truth Record
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Rs 10 lakh medical cover per family in new scheme for construction workers in Delhi

GS2Polity · Governance · IR· Vulnerable sections (SC/ST, minorities, disabled, elderly, children)· Prelims·

Why in news

The Delhi Cabinet approved a new health scheme providing up to Rs 10 lakh medical coverage for construction workers to address their health vulnerabilities.

Background

The Delhi government allocated Rs 200 crore annually for this scheme. It covers registered construction workers and their families through empanelled hospitals and mobile units.

Facts for Prelims

  • FactAnnual budget allocation for the scheme is Rs 200 crore.
  • FactMaximum medical coverage provided per family is Rs 10 lakh.
  • SchemeThe scheme includes healthcare delivery via empanelled hospitals and mobile units.

For Mains

Q. Discuss the importance of formalizing social security measures for the informal construction workforce in urban India to ensure equitable healthcare access.

Dimensions to cover in your answer

  • Informal labor gap: Lack of statutory employer-provided insurance for daily wage laborers in the construction sector
  • Healthcare accessibility: Geographic and financial barriers faced by migrant construction workers in metropolitan hubs
  • Fiscal sustainability: Balancing high-cost universal health coverage with limited municipal budget allocations

Keywords: Social Security · Informal Economy · Universal Health Coverage · Urban Poverty · Public Health Infrastructure

Read the full news →Report a mistake in this noteSource: Indian Express ↗Also: GS2 · Government policies & schemesAlso: GS1 · Urbanisation

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