Parliament Winter session Day 13 LIVE: Lok Sabha to debate VB- G Ram G and SHANTI Bills today
GS2Polity · Governance · IR· Parliament & state legislatures· Prelims + Mains·
Why in news
The Lok Sabha is scheduled to debate the Viksit Bharat Guarantee for Rozgar and Ajeevika Mission (Gramin) (VB-G RAM G) Bill, 2025 and the SHANTI Bill
Background
The goal of this move is to achieve universal insurance coverage by 2047.
Facts for Prelims
- FactFDI limit in the insurance sector: Increased to 100% via a bill passed in December 2025
- FactTarget year for universal insurance coverage: 2047
- Act / BillVB-G RAM G Bill, 2025: Viksit Bharat Guarantee for Rozgar and Ajeevika Mission (Gramin)
- Act / BillSHANTI Bill: Sustainable Harnessing of Atomic Energy for Transforming India
For Mains
Q. Discuss how liberalizing FDI in the insurance sector can contribute to achieving universal insurance coverage and financial inclusion in India.
Dimensions to cover in your answer
- Market competition: Increased player count to drive down premium costs for rural and low-income segments
- Regulatory oversight: Balancing ease of doing business with consumer protection and solvency requirements for private insurers
Keywords: Financial Inclusion · FDI Liberalization · Universal Insurance · Legislative Process · Economic Development
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