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VOL. I · EST. 11.2025 
SatyaDheesh
सत्याधीश
India's Ground Truth Record
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Application invited from women for subsidised loan scheme in tourism sector

GS3Economy · S&T · Environment · Security· Employment & inclusive growth· Prelims·

Why in news

The Kerala Responsible Tourism (RT) Mission Society launched a loan program offering interest subsidies to empower women entrepreneurs in the state's tourism sector.

Background

The scheme offers interest subsidies of up to 4% on loans up to ₹15 lakh. It is implemented by the Kerala Responsible Tourism (RT) Mission Society in partnership with the Kerala State Women’s Development Corporation (KSWDC).

Facts for Prelims

  • SchemeKerala Responsible Tourism (RT) Mission Society: Body responsible for the tourism loan initiative
  • FactInterest subsidy: Up to 4% on loans up to ₹15 lakh
  • FactWomen's participation: 70% of registered tourism units are owned or led by women
  • BodyKerala State Women’s Development Corporation (KSWDC): Partner agency for the scheme

For Mains

Q. Discuss how targeted financial interventions and public-private partnerships can foster inclusive economic growth and promote sustainable tourism in India.

Dimensions to cover in your answer

  • Gender-specific credit access: Addressing the credit gap for women-led MSMEs in rural and semi-urban tourism hubs
  • Sustainable tourism model: Balancing economic empowerment of local communities with environmental conservation goals

Keywords: Economic Empowerment · Sustainable Tourism · Financial Inclusion · Gender Mainstreaming · MSME Support

Read the full news →Report a mistake in this noteSource: The Hindu ↗Also: GS2 · Government policies & schemes

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