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VOL. I · EST. 11.2025 
SatyaDheesh
सत्याधीश
India's Ground Truth Record
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Kerala government issues order taking over loan liabilities of Wayanad landslides-affected

GS2Polity · Governance · IR· Poverty, hunger & nutrition· Prelims + Mains·

Why in news

The Kerala government issued an order to take over ₹18.75 crore in loan liabilities for 555 families affected by the July 2024 Wayanad landslides to bypass Union government delays.

Background

The Kerala government is utilizing the Chief Minister’s Distress Relief Fund to cover debts for 555 disaster-hit families. The move follows a proposal to write off these debts under Section 13 of the Disaster Management Act, 2005.

Facts for Prelims

  • Act / BillDisaster Management Act, 2005: Section 13 pertains to the write-off of loans for disaster-affected individuals.
  • FactTotal loan liability taken over by Kerala government: ₹18.75 crore.
  • FactNumber of families affected in Wayanad district covered by the order: 555.
  • PlaceWayanad district, Kerala: Site of the July 2024 landslides.

For Mains

Q. Examine the role of state-level relief funds in mitigating the long-term socio-economic impacts of natural disasters on vulnerable populations.

Dimensions to cover in your answer

  • Fiscal federalism: State autonomy in utilizing relief funds vs. Union government's role in disaster management
  • Debt-trap cycle: Impact of high-interest liabilities on disaster-hit households' recovery
  • Legislative bottleneck: Delays in federal write-off processes hindering immediate state-level rehabilitation

Keywords: Debt relief · Disaster management · Socio-economic rehabilitation · Fiscal intervention · Vulnerable sections

Read the full news →Report a mistake in this noteSource: The Hindu ↗Also: GS3 · Natural disasters & response

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