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VOL. I · EST. 11.2025 
SatyaDheesh
सत्याधीश
India's Ground Truth Record
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Telangana to launch ₹5 lakh life insurance cover for eligible families on November 19

GS2Polity · Governance · IR· Poverty, hunger & nutrition· Prelims·

Social security and welfare schemes: a GS2 case study on state-led risk mitigation for vulnerable populations.

Why in news

The Telangana government announced a ₹5 lakh life insurance cover for eligible families to be launched on November 19.

Background

The scheme was approved in a Cabinet meeting chaired by Chief Minister A Revanth Reddy. Applications will be collected between November 20 and November 30 through Indiramma committees.

Facts for Prelims

  • SchemeTelangana life insurance cover: ₹5 lakh for eligible families
  • FactApplication period: November 20 to November 30, 2026
  • BodyIndiramma committees: responsible for household-level application collection in Telangana

Prelims practice question

Which body is responsible for household-level application collection for the new life insurance scheme in Telangana?

  1. (a)Indiramma committees
  2. (b)Gram Panchayat bodies
  3. (c)Zilla Parishad units
  4. (d)District Welfare Boards
Show answer

Answer: (a) Indiramma committees — The note specifies that Indiramma committees are responsible for household-level application collection.

For Mains

Q. Discuss the role of state-sponsored social security schemes in mitigating risks for vulnerable populations in India.

Dimensions to cover in your answer

  • Fiscal sustainability: Balancing long-term insurance liabilities with state budgetary allocations
  • Last-mile delivery: Utilizing community-based committees to reach rural and marginalized households

Keywords: social security · risk mitigation · welfare state · fiscal federalism · last-mile delivery

Read the full news →Report a mistake in this noteHow notes are madeSource: The Hindu ↗Also: GS2 · Government policies & schemes

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