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VOL. I · EST. 11.2025 
SatyaDheesh
सत्याधीश
India's Ground Truth Record
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Chief Minister Devendra Fadnavis announced that 305 out of 358 Maharashtra talukas are now

GS3Economy · S&T · Environment · Security· Growth, inflation & macro indicators· Prelims·

Agrarian distress and cooperative banking: a GS3 case study on fiscal intervention and rural relief.

Why in news

Maharashtra Chief Minister Devendra Fadnavis announced that 305 out of 358 talukas are drought-hit and pledged financial aid and debt relief to farmers.

Background

The Maharashtra government announced a deposit of Rs 5,000 into farmers' accounts before Diwali. The state plans to provide debt relief to 3.5 lakh farmers and warned District Central Co-operative (DCC) banks against coercive recoveries.

Facts for Prelims

  • Fact305 out of 358 Maharashtra talukas are currently identified as drought-hit.
  • FactThe state government will deposit Rs 5,000 into farmers' accounts before Diwali.
  • FactDebt relief is planned for 3.5 lakh farmers in Maharashtra.
  • BodyDistrict Central Co-operative (DCC) banks are the entities warned against coercive recoveries.

Prelims practice question

With reference to the Maharashtra government's drought relief measures, consider the following statements:

  1. The state government plans to provide debt relief to 3.5 lakh farmers.
  2. The government will provide debt relief to 10 lakh farmers in drought-hit areas.
  3. A deposit of ₹5,000 will be made into farmers' accounts before Diwali.

Which of the statements given above is/are correct?

  1. (a)1 only
  2. (b)2 only
  3. (c)1 and 3 only
  4. (d)2 and 3 only
Show answer

Answer: (c) 1 and 3 only — Statements 1 and 3 are correct. Statement 2 is incorrect: The state plans to provide debt relief to 3.5 lakh farmers.

For Mains

Q. Discuss the institutional and fiscal measures required to mitigate the impact of recurring droughts on the agrarian economy of Maharashtra.

Dimensions to cover in your answer

  • Credit accessibility: Preventing coercive recoveries by cooperative banks to protect smallholder farmers
  • Fiscal intervention: Balancing immediate cash transfers with long-term irrigation infrastructure investment
  • Climate resilience: Addressing the expansion of drought-hit regions through sustainable water management

Keywords: agrarian distress · debt relief · cooperative banking · drought mitigation · fiscal intervention

Read the full news →Report a mistake in this noteHow notes are madeSource: NDTV ↗Also: GS3 · Cropping patterns & irrigation

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