Government to launch cashless treatment scheme of up to ₹1.5 lakh for road accident victims

Why in news

The Government of India is set to launch a nationwide cashless treatment scheme providing up to ₹1.5 lakh for road accident victims and cash awards for Good Samaritans.

Background

The scheme covers victims of road accidents across India with a coverage limit of ₹1.5 lakh. Funding will be sourced from third-party insurance or the Road Safety Fund. The initiative follows a successful pilot program and is supported by an AIIMS study suggesting timely intervention can reduce fatalities by 30%.

Facts for Prelims

• SchemeCashless treatment scheme for road accident victims provides coverage up to ₹1.5 lakh
• FactAIIMS study suggests timely medical interventions can reduce road fatalities by 30%
• BodyRoad Safety Fund is a designated funding source for the scheme
• Act / BillAmendments to the Motor Vehicles Act will be introduced to support the scheme

For Mains

Q. Discuss how the proposed cashless treatment scheme and Good Samaritan rewards can enhance India's road safety infrastructure and emergency medical response.

Dimensions to cover in your answer

• Institutional synergy: Coordination between transport authorities and healthcare providers for rapid emergency response
• Financial sustainability: Balancing the fiscal burden of the Road Safety Fund with private insurance participation
• Legal protection: Strengthening Good Samaritan protections to encourage voluntary first-aid assistance

Keywords: Good Samaritan · Road Safety Fund · Cashless Treatment · Emergency Medical Response · Motor Vehicles Act

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