Which institution is responsible for regulating the Cheque Truncation System in India?

Insurance Regulatory and Development Authority

Securities and Exchange Board of India

UPSC Current Affairs — 8 November 2026

5 exam-relevant notes, mapped to the GS syllabus · GS2 1 · GS3 4

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Brief: short revision · Detailed: full notes · One-Liner: SSC CGL revision · Updated 8 Nov, 3:46 am IST

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Read these first

Global fossil-fuel CO₂ emissions expected to reach record 38.1 billion tonnes in 2025 · GS3
CAQM enforces Stage 3 action plan as Delhi-NCR enters hazardous environmental phase · GS3

GS2 · Polity · Governance · IR · 1

GS2Social Justice › Poverty, hunger & nutritionPrelims

SDC unveils MyBharat2030 nationwide survey to assess progress toward UN Sustainable Development Goals

Why in news: The Sustainable Development Council (SDC) launched 'MyBharat2030', a nationwide citizen-driven survey to assess progress toward UN Sustainable Development Goals (SDGs).

The initiative was unveiled at the 2nd World Cities Day Connect 2026 in Chennai. It is designed to capture citizen aspirations and measure collective progress toward inclusive and sustainable development.

Prelims pointers (3)

BodySustainable Development Council (SDC) is the body behind the MyBharat2030 survey
PlaceThe initiative was launched at the 2nd World Cities Day Connect 2026 in Chennai
FactMyBharat2030 is a citizen-driven survey initiative to assess UN Sustainable Development Goals

Mains angle

Q. Discuss how citizen-driven data collection can enhance the monitoring and evaluation of Sustainable Development Goals (SDGs) in India.

Data democratization: Leveraging grassroots feedback to identify localized gaps in SDG achievement
Inclusivity metrics: Ensuring marginalized voices are captured in nationwide aspirations surveys
Policy feedback loop: Bridging the gap between top-down government targets and bottom-up citizen needs

Keywords: Citizen engagement · Sustainable Development Goals · Data-driven governance · Inclusive growth · Participatory monitoring

The Hindu ↗Also GS3 · IT, AI, semiconductors & computing

GS3 · Economy · S&T · Environment · Security · 4

GS3Environment & Ecology › Climate change & international agreementsPrelims + Mains

Global fossil-fuel CO₂ emissions expected to reach record 38.1 billion tonnes in 2025

Why in news: The Global Carbon Budget 2025 report highlights that global fossil-fuel CO₂ emissions are projected to hit a record 38.1 billion tonnes in 2025, with China and the US leading as top emitters.

The Global Carbon Budget 2025 reports that China accounts for 31.8% of global fossil-fuel CO₂ emissions, while the United States contributes 12.7%. India's contribution stands at 8.3%, reflecting a 4% increase in 2024 despite lower per-capita emissions.

Prelims pointers (5)

FactGlobal fossil-fuel CO₂ emissions are projected to reach 38.1 billion tonnes in 2025.
FactChina accounts for 31.8% of global fossil-fuel CO₂ emissions as of 2024 data.
FactThe United States contributes 12.7% of global fossil-fuel CO₂ emissions.
FactIndia's fossil-fuel CO₂ emissions increased by 4% in 2024.
BodyThe Paris Agreement (2015) aims to limit global warming to well below 2°C and pursue efforts to keep it below 1.5°C.

Mains angle

Q. Discuss the challenges faced by emerging economies like India in balancing rapid industrial growth with the decarbonization targets set under the Paris Agreement.

Equity-based transition: Balancing India's lower per-capita emissions against its rising absolute carbon footprint.
Industrial decarbonization: Addressing the high carbon intensity of coal-powered electricity and steel production in manufacturing hubs.
Climate-induced risks: Mitigating extreme weather events like floods and wildfires caused by unequivocal human-induced global warming.

Keywords: Decarbonization · Paris Agreement · Carbon Budget · Greenhouse Gas Emissions · Climate Mitigation · Energy Transition

Times of India ↗Also GS2 · Policies of other countries affecting India Also GS3 · Growth, inflation & macro indicators

GS3Environment & Ecology › Pollution (air, water, plastic)Prelims + Mains

CAQM enforces Stage 3 action plan as Delhi-NCR enters hazardous environmental phase

Why in news: The Commission for Air Quality Management (CAQM) enforced Stage 3 of the Graded Response Action Plan in Delhi-NCR due to hazardous air quality levels.

The CAQM enforced Stage 3 measures including bans on non-essential construction and restrictions on BS-III petrol and BS-IV diesel four-wheelers. Stage IV is triggered if the Air Quality Index (AQI) breaches 450, involving school closures and commercial truck entry bans.

Prelims pointers (3)

BodyCAQM: Commission for Air Quality Management responsible for air quality in Delhi-NCR
FactStage IV action plan is triggered when AQI breaches 450
FactStage 3 restrictions include bans on non-essential construction and BS-III petrol/BS-IV diesel four-wheelers

Mains angle

Q. Critically analyze the effectiveness of the Graded Response Action Plan (GRAP) in mitigating seasonal air pollution in the Delhi-NCR region.

Regulatory friction: Balancing industrial output with environmental mandates during peak pollution months
Enforcement gap: Difficulty in monitoring non-essential construction sites and vehicle compliance in high-density zones

Keywords: Air Quality Index · Graded Response Action Plan · Environmental Governance · Pollution Mitigation · Delhi-NCR

NDTV ↗

GS3Economy › Monetary policy, RBI & bankingPrelims

RBI dismisses misleading claims about new cheque book security standards starting January 1, 2027

Why in news: The Reserve Bank of India (RBI) issued a clarification to debunk social media claims regarding the implementation date of new cheque book security standards for the Cheque Truncation System.

The RBI clarified that the claim of new cheque book security standards starting on January 1, 2027, is factually incorrect. Simultaneously, the RBI released a draft directions document proposing tighter documentation requirements for agricultural loans.

Prelims pointers (2)

BodyRBI: The central bank responsible for regulating the Cheque Truncation System in India
FactThe RBI's draft directions on agricultural loans were open for public comment until November 26

Mains angle

Q. Discuss the significance of the Cheque Truncation System in enhancing the efficiency of the Indian banking sector and the role of RBI in ensuring information integrity.

Information integrity: Combating misinformation regarding banking security protocols to maintain public trust
Credit risk management: Strengthening documentation for agricultural loans to ensure better credit appraisal

Keywords: Cheque Truncation System · Monetary Policy · Information Integrity · Agricultural Credit · Regulatory Oversight

NDTV ↗

GS3Agriculture › Cropping patterns & irrigationPrelims + Mains

Cauvery Authority ratifies 3.88 tmcft water release for Karnataka despite Tamil Nadu's demand

Why in news: The Cauvery Water Management Authority ratified a recommendation for Karnataka to release 3.88 tmcft of water despite Tamil Nadu's demand for 20.7 tmcft to mitigate a water crisis and declining rice production.

The Cauvery Water Management Authority approved a release of 3.88 tmcft at a rate of 3,000 cubic feet per second per day for 15 days starting November 7, 2026. Tamil Nadu's Mettur dam currently holds 23 thousand million cubic feet (tmcft), while the state's 15 major irrigation reservoirs are at roughly one-third capacity.

Prelims pointers (4)

FactCauvery Water Management Authority ratified a release of 3.88 tmcft for 15 days starting November 7, 2026
FactTamil Nadu's Mettur dam holds 23 thousand million cubic feet (tmcft) of water
FactTamil Nadu received 240 mm of rainfall during the Northeast monsoon against an anticipated 236 mm
FactFarmers have raised paddy on 3.62 lakh hectares during the samba-thaladi cultivation season

Mains angle

Q. Discuss the challenges of inter-state water sharing in India and the role of statutory bodies in balancing agricultural requirements with ecological sustainability.

Inter-state friction: Conflict between Karnataka's water availability and Tamil Nadu's irrigation demands
Climate vulnerability: Impact of erratic Northeast monsoon patterns on paddy cultivation in the Cauvery delta
Institutional arbitration: Role of the Cauvery Water Management Authority in mediating water-sharing disputes

Keywords: Inter-state water dispute · Cauvery Water Management Authority · Samba-thaladi cultivation · Irrigation management · Water scarcity

The Hindu ↗Also GS2 · Statutory, regulatory & quasi-judicial bodies

Mains questions of the day

Discuss the challenges faced by emerging economies like India in balancing rapid industrial growth with the decarbonization targets set under the Paris Agreement. · GS3 ↑
Critically analyze the effectiveness of the Graded Response Action Plan (GRAP) in mitigating seasonal air pollution in the Delhi-NCR region. · GS3 ↑
Discuss the significance of the Cheque Truncation System in enhancing the efficiency of the Indian banking sector and the role of RBI in ensuring information integrity. · GS3 ↑
Discuss how citizen-driven data collection can enhance the monitoring and evaluation of Sustainable Development Goals (SDGs) in India. · GS2 ↑
Discuss the challenges of inter-state water sharing in India and the role of statutory bodies in balancing agricultural requirements with ecological sustainability. · GS3 ↑

Prelims quiz of the day · 5 questions

According to the Global Carbon Budget 2025, what percentage of global fossil-fuel CO2 emissions does China account for?
1. (a)31.8%
2. (b)4%
3. (c)12.7%
4. (d)8.3%
Answer
(a) 31.8% — The note states that China accounts for 31.8% of global fossil-fuel CO2 emissions. Note →
At what Air Quality Index (AQI) level is the Stage IV action plan triggered under the Graded Response Action Plan?
1. (a)600
2. (b)300
3. (c)500
4. (d)450
Answer
(d) 450 — The note states that Stage IV is triggered if the Air Quality Index (AQI) breaches 450. Note →
Which institution is responsible for regulating the Cheque Truncation System in India?
1. (a)National Housing Bank
2. (b)Insurance Regulatory and Development Authority
3. (c)Securities and Exchange Board of India
4. (d)Reserve Bank of India
Answer
(d) Reserve Bank of India — The RBI is the central bank responsible for regulating the Cheque Truncation System in India. Note →
With reference to the MyBharat2030 initiative, consider the following statements:
1. The initiative was launched by the Ministry of Urban Development in New Delhi.
2. It is a nationwide survey designed to assess progress toward UN Sustainable Development Goals.
3. The survey is a citizen-driven initiative to capture aspirations and measure collective progress.
Which of the statements given above is/are correct?
1. (a)1 only
2. (b)2 only
3. (c)1 and 3 only
4. (d)2 and 3 only
Answer
(d) 2 and 3 only — Statements 2 and 3 are correct. Statement 1 is incorrect: It was launched by the Sustainable Development Council in Chennai. Note →
Which dam in Tamil Nadu currently holds 23 thousand million cubic feet (tmcft) of water?
1. (a)Krishnasagar dam
2. (b)Krishna Raja Sagara dam
3. (c)Mettur dam
4. (d)Ibrahimpatnam dam
Answer
(c) Mettur dam — The note specifies that Tamil Nadu's Mettur dam currently holds 23 thousand million cubic feet (tmcft) of water. Note →

SSC one-liner questions for this day →

Notes are generated automatically from SatyaDheesh's news feed and mapped to the UPSC CSE syllabus. Check facts against the original report or PIB before using them in an answer. How these notes are made